As a single mom, one of the most trying times is when my kids get sick. The expense of it all can really weigh you down. Health insurance can be quite costly but in times when you need that coverage you’ll pray that you had it.
Back in 2017, my eldest had dengue and then I also got it myself! It was a taxing time with the additional expenses I incurred. Anytime my kids get sick I go into a subtle panic. Subtle because I don’t want to affect everyone around me with negativity. We spent a week in the hospital and I had to take leave from work to stay with Bastian.
There’s no outright cure for dengue and it’s only a matter of helping with recovery. Best tip: hydration! Of course, being the mom that I was I tried other remedies like feeding him quail eggs. Fortunately, we recovered 100% but there’s always that deep fear that sits in the pit of our stomachs when our kids are in danger. I don’t think it ever goes away so the best thing to do is protect our family as best we can.
Aside from protection from the actual illness, I think it’s also important to be protected from the medical costs that go with it. So how can we provide coverage for our family in an easy and affordable way, you ask? Singlife, a mobile-first insurance firm has partnered with e-wallet GCash to provide Cash for Dengue Costs at an absolutely affordable cost. Being a GCash user myself, I found this to be very convenient.
I was lucky enough to have a health card but since I wasn’t paying PhilHealth at the time, I had to shell out a hefty sum to be able to take advantage of the card coverage. Imagine though if you don’t have health coverage and you or your loved ones were to contract dengue? Not to mention, that we’re unfortunately living during a time of a pandemic. That makes Cash for Dengue Costs all the more an attractive investment!
Singlife and GCash’s Cash for Dengue Costs includes a free COVID- 19 cover for the first 10,000 customers who will avail of it. And for as low as Php 300 per year, you can get coverage of up to Php 421,500. That’s 2 drinks at Starbucks or a pasta dish at a restaurant! The cover also increases when the cash needed to pay for medical costs increases, including cost of positive test results, confinement, and other medical costs for more severe dengue and COVID-19 cases. That’s plenty peace of mind and assurance for us single moms!
I know how it is to live from payday to payday having just enough money to last you. I used to be very hesitant when it came to purchasing health insurance because of the costs and complexity. So I’m really glad I discovered Cash for Dengue Costs.
Here’s a step by step guide for you mommies on how you can avail of Cash for Dengue Costs for your family including the requirements, benefits, premiums, and terms and conditions!
In your GCash mobile app you’ll see the GInsure Option on your home screen.
Step 1 – Click on Cash for Dengue Costs in the GInsure Marketplace and click Buy. Agree to the terms to get re-directed to another page.
Here you’ll see who exactly is covered and who can be your dependents. What’s nice about this is the transparency. You’ll see what’s NOT covered that way you’re well informed about what your purchasing.
How will you know if you are qualified?
- Fully verified GCash users between 18 to 54 years old can buy Cash for Dengue Costs and receive their policy in less than 5 minutes.
- You are in good health and not a confirmed COVID-19 case.
- You are a Filipino citizen or a foreigner who is a legal resident of the Philippines.
Who can be my dependents?
1. Legal Spouse, aged 18 to 54 years old
2. Life Partner, aged 18 to 54 years old, if you both do not have any legal spouse
3. Legitimate and/or illegitimate children, aged 30 days old to 22 years old, of any of the following: the Policy Owner, the Insured Dependent Spouse, or Insured Dependent Life Partner
Step 2 – Choose your preferred plan type, whether individual or family plan then choose the coverage level that fits your or your family’s financial needs.
Available Plans:
- Individual Plan
- Family Plan
*GCash customers are entitled to only one (1) policy each, either an Individual Plan or a Family Plan. You can enroll up to 6 dependents.
Coverage Levels:
- Bronze – ranges from Php300-Php750
- Silver – ranges from Php550-Php1375
- Gold – ranges from Php700-Php1750
Benefits:
- Test Allowance – You can only claim once for this benefit, Dengue or COVID-19.
- Confinement Allowance – You can claim this benefit up to 4 times in your lifetime.
- Severe Dengue Benefit – You can claim multiple times for this benefit up to the maximum benefit amount.
- Severe COVID-19 Benefit – You can only claim once.
Step 3 – Confirm the details of your GCash profile. Fill out your dependents information.
Step 4 – Review the policy details before buying.
Since I have healthcare coverage at my job I chose the Bronze plan to top off and add protection and security for my family.
*Take note of the auto-renewal. This actually makes it easier to re-new as it just deducts from your GCash balance yearly.
Step 5 – Log in with your number, put in your MPIN and then confirm payment.
Step 6 – There’s no Step 6 actually. You’re done!
Fuss Free Protection:
• Filing claims and securing payouts are also made easy and fuss-free. Customers can simply provide the details of their claim and upload supporting documents through the Manage Insurance page on GCash.
• The benefit for Dengue and COVID-19 positive test allowance claims will be paid out within 24 hours. Other benefits will require thorough review but once approved, payment will be issued within 3 banking days.
• All payments will be credited directly to the customer’s GCash wallet or to his/her nominated bank account.
For just Php300/month you can make sure your family has dengue coverage. Our family’s health is a priority and one we should invest in. As a single mom, I can safely recommend Singlife and GCash’s Cash for Dengue Costs to protect your family from unforeseen medical expenses due to dengue and COVID-19.
I actually wish Cash for Dengue Costs was already in the market back in 2017 because this would have been helpful to me and my son. Thankfully, now that it’s here, more Filipino families can be protected not just from dengue but also from COVID-19 without spending a large sum of money on the premium.
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This is nice plan for family…very helpful
Laking tulong po nito sa mga walang health card dahil napaka mahal magpagamot po kahit wala pa po ang Covid sa bansa..
maganda pala ang health insurance ng Singlife. Good tonknow na meron pala nito and madali lang process pati ang payment. tah ks for sharing this momsh.
maganda pala ang health insurance ng Singlife. Good tonknow na meron pala nito and madali lang process pati ang payment. thank for this momsh. It will be a great help.
Everyone knows why life insurance is important, but many of us choose to ignore the reality of what would happen if we were to die suddenly without the proper protection .
Buti may SingLife si Gcash Very convenient na at affordable pa kasi this is really important lalo na now dahil sa virus you can give yourself and your family members peace of mind knowing that they will be protected if something happens to you.
You will no longer have to worry about their financial future and can rest easy knowing they will be able to continue their current lifestyle . Thanks for sharing po Laking bagay nito
this is really useful for families who don’t have much.
Wow pwede pa kaya sa akin to nagka dengue na kasi bunso ko nong maliit6pa siya, maganda to para sa protektado ang ating buong pamilya.
In this hard times , need talaga natin magkaroon ng health insurance. I’m GCash user at napaka convinient nito for me. Less worries kapag may health insurance kana from Singlife.
Wow very nice naman po nito dahil si singlife at gcash magkatuwang sa mga pwedeng plan sa buong pamilya bago or magkaron man sila ng sakit
Wow makakapag avail na run ako nito para sa aking pamilya malaking tulong nito para sa amin.